Short & long term finance
Apply online in 10 minutes
Get a quick decision
UK-based support team
Fixed interest rates
Funding Circle offers a seamless and efficient process for new customers seeking business loans. Designed to meet the diverse needs of small and medium-sized businesses, Funding Circle provides a range of flexible loan options with competitive rates and rapid funding times.
Applying for a business loan with Funding Circle is quick and straightforward. The online application takes about 10 minutes to complete. You can check your eligibility in just 30 seconds without affecting your credit score. Once you submit your application, you can receive a decision often within a few hours and, if approved, funds can be deposited into your account typically within 48 hours.
Funding Circle offers loans ranging from £10,000 to £500,000 with repayment terms from six months to six years. This flexibility allows businesses to choose a loan structure that best suits their financial needs and repayment capabilities. The interest rates are competitive, starting from 6.9% per year.
New customers benefit from the support of a dedicated account manager who provides personalised guidance throughout the loan application process. This ensures that business owners receive expert advice tailored to their specific needs and circumstances.
Funding Circle prides itself on transparency. There are no hidden fees, and you will know all costs upfront, including a one-off completion fee. Additionally, there are no early repayment penalties, allowing you to pay off your loan early and save on interest costs.
Use our online tool to check if you qualify for a loan in just 30 seconds without impacting your credit score
Get Personalised Quote
Fill out the simple online form with your business details. This process takes around 10 minutes and includes providing basic information about your business and financial needs
Get Personalised Quote
Get a lending decision fast. If approved, you will receive a personalised, no-obligation quote with your loan terms
Get Personalised Quote
Once you accept the loan offer, the funds will be deposited into your bank account, typically within 48 hours
Get Personalised Quote
Use the loan for various business purposes, such as expanding operations, purchasing new equipment, or managing cash flow
Get Personalised Quote