Get Personalised Quote



Secure Your Business Loan with Funding Circle



Funding Circle offers a seamless and efficient process for new customers seeking business loans. Designed to meet the diverse needs of small and medium-sized businesses, Funding Circle provides a range of flexible loan options with competitive rates and rapid funding times.

Why Choose Funding Circle?

Fast and Simple Application Process


Applying for a business loan with Funding Circle is quick and straightforward. The online application takes about 10 minutes to complete. You can check your eligibility in just 30 seconds without affecting your credit score. Once you submit your application, you can receive a decision often within a few hours and, if approved, funds can be deposited into your account typically within 48 hours.

Flexible Loan Options


Funding Circle offers loans ranging from £10,000 to £500,000 with repayment terms from six months to six years. This flexibility allows businesses to choose a loan structure that best suits their financial needs and repayment capabilities. The interest rates are competitive, starting from 6.9% per year.

Dedicated Support


New customers benefit from the support of a dedicated account manager who provides personalised guidance throughout the loan application process. This ensures that business owners receive expert advice tailored to their specific needs and circumstances.

Transparent Fees


Funding Circle prides itself on transparency. There are no hidden fees, and you will know all costs upfront, including a one-off completion fee. Additionally, there are no early repayment penalties, allowing you to pay off your loan early and save on interest costs.

How to apply for a business loan

Complete the Online Application

Receive a Decision

Accept and Receive Funds

Start Using Your Funds

Use our online tool to check if you qualify for a loan in just 30 seconds without impacting your credit score

Get Personalised Quote

Fill out the simple online form with your business details. This process takes around 10 minutes and includes providing basic information about your business and financial needs

Get Personalised Quote

Get a lending decision fast. If approved, you will receive a personalised, no-obligation quote with your loan terms

Get Personalised Quote

Once you accept the loan offer, the funds will be deposited into your bank account, typically within 48 hours

Get Personalised Quote

Use the loan for various business purposes, such as expanding operations, purchasing new equipment, or managing cash flow

Get Personalised Quote