Repay the full balance
Here’s how to use it effectively and get the most value from the product
Use your Cashback Card for everyday business spending
The Cashback Card is designed to reward your day-to-day business purchases with ongoing cashback.
You can use the card for a wide range of business expenses, such as:
- Stock and Materials
- Fuel, Travel and Accommodation
- Online Purchases and Subscriptions
- Equipment and Tools
- Marketing and Advertising
- Professional Services
- Software and Utilities
It also works online and abroad, enabling purchases in non-GBP currencies.
YOU EARN
2%
cashback
for the first 6 months
(capped at £2,000)
1%
cashback
ongoing
(uncapped)
Make purchases directly using your Cashback Card
Your facility includes a physical/virtual card (Visa Corporate), allowing you to pay suppliers or purchase goods just like any standard business card.
You can also issue multiple cards (per Funding Circle’s product roadmap) for departments or team members when available.
All transactions appear to suppliers as coming from your business, not from Funding Circle.
Up to 42 days interest-free credit
The Cashback Card offers up to 42 days interest-free, with no setup fees, no monthly fees and no annual product fees.
If you clear your full statement balance each month:
- You pay no interest
- You still earn cashback on all eligible spending
no monthly or annual fees
Repayment options
At the end of each billing cycle, you can choose to:
Carry a balance
No interest, maximise cashback value
Interest applies (from 14.9% p.a.)
Cashback accumulates automatically
Your cashback builds as you spend.
Once accumulated, it can be redeemed directly into your Cashback account
Reducing overall business costs and supporting future spending.
Reuse your limit as you repay
As you pay down your monthly balance (whether in full or partially), your available credit line automatically refreshes, allowing ongoing and repeated use.
