There are many different types of business loan but they all fall into one of two main categories: Unsecured and Secured. A business loan can be used for almost any purpose, including:

Pay business expenses
Help with payroll
Cover revenue gaps
Purchasing stock
Moving premises
Digital marketing

Importantly this boost to your cash flow, should assist your business to manage any existing uncertainty, refocus and allow your business to grow.

Why use a business finance broker?

At QED Finance, one application with us, enables a full market search for your requirement. Matching you to the best and most suitable lender, not only saving you considerable time and effort, but preventing multiple credit searches on both your business and the owner/directors personally. A low credit score can limit your options or see you turned down by some lenders.

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Click on the icons below to learn about each type of business loan.

Secured Business Loan

Secured loans are provided to to companies (or sole traders and partnerships), typically for amounts between £5,000 and £10 million.

Security required for a loan might be by way of a debenture over all of the company’s assets or specific assets, such as plant, machinery or property.

Repayment periods can be from 6 months to 10 years with structured repayments often available for larger loans.

At QED Finance, one application with us, enables a full market search for your requirement. Matching you to the best and most suitable lender, not only saving you considerable time and effort, but preventing multiple credit searches on both your business and the owner/directors personally. A low credit score can limit your options or see you turned down by some lenders.

Use our loan quote below to get an idea of different loan amounts and the monthly repayments and have this emailed to you.

Get instant quote

Check eligibility

Apply for funding now

Unsecured Business Loan

Unsecured loans are provided to companies (or sole traders and partnerships) for amounts, typically between £5,000 to £10 million. There are a large number of business loan providers operating in the UK today. All requiring different supporting information and applying an ever changing acceptance criteria.

At QED Finance, one application with us, enables a full market search for your requirement. Matching you to the best and most suitable lender, not only saving you considerable time and effort, but preventing multiple credit searches on both your business and the owner/directors personally. A low credit score can limit your options or see you turned down by some lenders.

Use our loan quote below to get an idea of different loan amounts and the monthly repayments and have this emailed to you.

Get instant quote

Check eligibility

Apply for funding now

Does exploring loan options affect my business's credit rating?

Initiating a search with QED Finance won't impact your credit score. Credit checks may affect your score but only occur when you proceed with a loan application through one of our partner lenders.

Can I repay my loan early through your partners?

Yes, our network includes lenders who allow early repayments. Specific terms, including any potential fees, depend on the lender.

How quickly can I access funds once approved by a lender?

Access to funds varies by lender and loan type.

What purposes do businesses typically secure loans for?

What purposes do businesses typically secure loans for? Loans facilitated through our partners often support working capital, helping with cash flow, operational expenses, and growth-related investments.

Is it possible to get a loan with less-than-ideal credit?

Our extensive network means we can often find lending solutions for diverse credit backgrounds.

Can I increase the loan amount later?

Depending on your business's financial health and history with the lender, it may be possible to secure additional funding.

Do your partner lenders offer both secured and unsecured loans?

Yes, our network includes options for both secured and unsecured loans, catering to different needs and circumstances.

What are the typical terms for loans through your partners?

Loan terms vary widely, with short-term options and longer arrangements available, tailored to your business needs.

What credit criteria do lenders consider?

Our partners assess a range of factors beyond just credit scores, considering overall business health and history.

What if I've previously been declined a loan?

Past rejections don't prevent future success. We can help reassess your situation and guide you toward suitable lenders.

Are there options for women-led businesses?

Yes, we support diversity in entrepreneurship and can connect women-led businesses with lenders offering specialised programs.